Good therefore he can confirm or otherwise whether my understanding is correct or not.

In any other context, they are lazy and a failure of communication. There is no need to be so touchy. If you want to be understood, use precise words that people will understand. In banking circles, do what the hell you like. This comments-board is not read solely by bankers.

In fact, that is exactly what you are doing, but on a different subject. If you were so certain about your thought processes you would not be so touchy about the subject. I’m just pointing out to you that people who use language articulately do not pepper their sentences with lazy abbreviations like ‘SH’ and ‘GH’. I take advice on matters about which I’m not certain. It would be nice if you were to do the same.

I am absolutely certain that my thought processes as at least as good as yours, though I don’t go around lecturing people about theirs in a patronizing and condescending attitude.

Not at all. You wrote ‘an SH’ precisely because you call it an SH. Which means that you don’t only write SH but you also speak it.

And ‘relax’ has nothing to do with it – your problem and that of Maltese people in general is that you are way too relaxed about language and don’t understand that your language can only be as good and as precise as your thought processes (and vice versa).

My campaign to get Maltese people to think precisely and choose their words precisely too is not going to stop. Look at the mess we are in now because of Maltese sloppy thinking.

Relax, it should have read “a SH”.

They are never used for anything else except, very exceptionally, in technical exchanges between individuals commenting casually in the context of their work, or in technical documents where repetition would be considered tedious.

Using SH instead of special hypothec is not an acronym but an abbreviation prompted by extreme laziness and absolute indifference to whether one is understood by others or not.

Il-Bambin jaghtini pacenzja.

Death and inheritance do not constitute transfer through sale or donation.

No, you cannot/may not transfer, through donation or sale, your hypothecated capital assets unless you have the express consent of the legal person who holds the hypothec – in this case, it is the Bank of Valletta.

That legal person, especially if it is a bank accountable to its shareholders, will never approve any transfer of hypothecated property which will reduce its chances of claiming what it is owed – in this case, transfer of ownership to a secretive company in Panama.

But of course, we know that any such plans for transfer of the ownership to a company in Panama are just lies. The company was set up for other purposes.